Now my problem... What should i do next?
I am probably gonna get my credit file sent to me, and see what it says as ive yet to do this yet. Since i went bankrupt, ive always had the same contract phone and the operator did say in the last 2 years ive paid them late 16 times.. OOOpppps. But ive never been cut off or threatened with anything. Will this show up?
As im unsure what it'l say on my credit file, how do i go about "clearing it up" Ive seen the template you can send, but i have non of the account numbers or anything to say i had a credit card or old bank account, plus i dont have anything to do with my bankruptcy, discharge papers or anything as well. Literally paperless unless you can get stuff online etc, and im sure my name has now dropped of the insolvency register. So what can i do, if stuff from 6 years ago still appears on my credit file?
I do want to try and get a credit card of some sort and rebuild my credit history, so which are the easy ones to get?
Any other advice appreciated and thanks in advance.