Ive been lurking here for a while reading up as many posts as possible but still confused.
I wonder if anyone could help me clear up my CRF's?
I was discharged last September and now would like to start clearing up my credit file which i know will be in a complete mess,
1. What is the first line of action? After I have received my CRF's?
2. I know most of my credit reports will show defaults can I get them marked as Settled/Satisfied ?
Also, Does anyone have a "Bare Bone" letters that I can send to my "ex" creditors to amend my credit report.
Thanks for your support
I look forward to any remarks on this.