Its been a long time since I posted. I went BK just over 6 yas ago and got an early discharge. I recently applied for a Capital One card to re-build my credit score. My credit reference files are now all clear and Equifax gives me a better than average credit rating. I'm on the Electorial roll. Capital One turned me down. My question is why do you think this might be and what steps can I take to rectify this and what should I be doing to re-build my credit. I have a good income and no debt in my name.
Also, I have just checked Experian, and have a 'good' rating with them as well. I also get matched for 21 different Credit Cards based on my details, history and score.....?????