Hoping you can help me with this.
I was BR Nov 06 and discharged Nov 07. I had a property an that was handed back to the bank as the Or wanted too much for his Beneficial Interest this was last Jan 08.
I have a new partner, and the 'inlaws' have offered the deposit on a house. Would the OR chase me for any of this if it was a gift to buy a house, and would the OR chase me for the new house if it all goes ahead?
Also, I had an IPA, never paid it as my income is less than outgoings, Ive done an I&E every 6 months or so and the 3 years is up in November.. can the OR chase me for more money now I will be living in an 'owned' home and some of the bills will now be split?
Any advise on all above would be great.. Even on mortgages.. we are looking around, my partner has a perfect history.. my files are now 'cleaned up'