- Sun May 25, 2014 9:40 pm
Hi and welcome
As a normal member of the public the answer is no.
If you were a creditor who had claim against your estate, then the answer is yes, if you can show very just reason why you need it, i.e. have grounds to present evidence to the OR to get your discharged overturned. (Having said that I have never heard this actually happening). Besides they would not get access to your records until after they had presented evidence to the OR.
A major lender, such as a future mortgage lender, if the mortgage goes wrong and they suspect fraud, then they can as part of their legal investigations access your old records (for obvious reasons).
Police can access as part of a criminal investigation.
Security Services (such as Defence Business Services National Security Vetting) for security clearances (CTC, DV, NSC) can. (Oh and do!)
And no one else, unless they apply to the court to get a court order!.
The bankruptcy itself was a public record matter, and this means that by searching places such as the London Gazette, they can see you were bankrupt and that remains a public record for ever.
Lenders, etc can access slightly more detail when you apply for higher level credit (such as mortgages), to ensure you have been honest on your application.