Discussions on life after your bankruptcy discharge.

Moderators: TalbotWoods, JaneClack

By obcomp
#447233 In just over 2 weeks my BR will drop off my credit record after 6 years ... 4th December 2007 will stay with me for the rest of my life. I plan to celebrate on the evening but will it effectively fall of as the clock strikes 12am on 4th of Dec or 12am on 5th? :D
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By TalbotWoods
#447243 Should fall off sometime during the night of the 4th/5th December 2017.

Used to fall off 1 minute past midnight (00.01) on the 4th/5th, but they have cut back on the gremlins running their IT systems now, so occurs on normal backup/update times.

Tim
By obcomp
#447603 Thanks Tim, well I think I'll celebrate at 12:01 on 5th ... i'm sure I'll receive the alert from Experian when the change is applied. :)
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By TalbotWoods
#447763 Oddly Experian do not always let you know it has dropped off. The last few folk I know off didn't get told for over a fortnight!
By obcomp
#448183
TalbotWoods wrote:Oddly Experian do not always let you know it has dropped off. The last few folk I know off didn't get told for over a fortnight!


Would surprise me, I usually get their alerts sometime 10 days 2 weeks after the event and usually on a Sunday morning.