I was under the impression that after discharge, the OR cannot touch any assets you then acquire? ie. payrise, lotto win, new house purchased etc.
But recently I heard that a friend of a friend had their house repossessed by the OR several years after discharge.
When she was bankrupt she did not own any property although her husband did own the property they were living in. Quite some years AD, she purchased half the property from him so that they then had joint ownership of their home. But once this happened the OR took their house.
I cannot understand how this is possible, anybody had any experience of anything like this?