I petitioned for my bankruptcy on 26th September 2013 and had "the phone call" with the OR approximately 1 week later.
The week the call was due all my colleagues at work were told overtime was being stopped. I had been doing 6 hrs a week overtime for the past 18 months and this now meant my weekly take home was going to be £280 instead of £330. When I completed my bankruptcy petition I said that whilst my overtime wasn't guaranteed it was regular and my budget was based on that.
My budget left £40 a month which I fully expected to be paid into an IPA.
When I took the call I told the OR straight away how much my wages were going to be reduced by. He said he would have to start again with his calculations as they were based on the figures I gave in my petition. He said I would need to provide pay slips to prove this. He then explained the NT code.
At the beginning of November I e-mailed the pay slips to him and a couple of weeks later I noticed my tax code had changed to NT.
I have not heard anything from the OR about an IPA or about paying the tax back. Is this usual? If I wasn't expected to pay into an IPA would I be told or do I just have to wait until I am discharged?
Also, when I have to pay the tax back will I have to pay the tax backdated to when my tax code changed?
Thanks in advance for any advice.