Debt questions from around the world, helping each other by giving and receiving advice on UK based debt.

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By portlandbill
#221961 Hi, I'm shortly emigrating for good to the USA with my family. I have some CC debt(£15k) that I am making payment towards right now. I am worried that if down the line my financial position gets worse and I cant pay the debt whilst living in USA that the debts will be sold to a collection agency in USA and I'll have a potential headache - is this possible if I declare bankrupt before I leave the UK?

If I have money in a joint USA account at the time I declare bankrupt what is the likely hood of the UK bankruptcy people seizing this and will any near term earning have to be paid back to the UK?

thanks for any advice