I have taken out debt to purchase land in Spain which I was led to believe would gain planning permission with no issues. I later found that the land would never gain planning permission despite receiving emails to the contrary. Two points one as the crook has now become uncontactable can I do anything. Secondly the bank was arranged with his local contact through local bank, should I refuse to pay this loan can they come after my assets in England. Or can I tell them where to go as I feel that this loan was arranged for a piece of land that is now next to worthless.