I will try and keep this as short and sweet as possible, but really urgently need some advice.
To make a VERY long story short, I am a South African citizen and resident, who used to live in the UK, where I owned a house. I have now received a demand from solicitors in the UK, for the shortfall of circa £18,000.00 after they had repossesed the property in March 2008. The details of the reposession was as a result of the breakup of my relationship at the time, and my returning to South Africa.
Please can anyone advise me on the legal aspects of the above.
I have added some more detail below, just to give a better understanding of the situation, although I don't think any of it is relevant:
I bought the house when I lived in the UK, in my sole name, although both my (ex) partner and I lived there. It could not be in his name, as he had been declared backrupt previously. When the relationship broke up, I returned to South Africa for my own safety and sanity. The agreement we had is that he would pay for the mortgage and get it transferred into his name in due course, this dates back to February 2007. I have had confirmation from him that the above had happened and after that we had broken contact. (through emails exchanged between us)
Only to find out now that this never hapenned, he stayed on in the house as long as possible, and eventually left just before it was repossesed.