- Mon Jul 13, 2015 6:15 pm
As your debts were accrued in Southern Ireland, the law is completely different from UK.
I'm afraid I can't give you detailed advice about what creditors can do now that you live in the UK.
I can confirm that they would need to start any court action against you in Ireland not the UK. This could be problematic for you as they will no doubt send any letters, court papers etc to your last address and so unless you have arranged for post to be forwarded to you here, you won't know if they have taken action and if so what action. I suggest you contact MABS, the Money Advice and Budgeting Service - you can find their website here: http://www.mabs.ie
Their website has some really useful information about debts in Eire and will be able to give you much more advice on how they deal with debt over there than I can.
Sorry if it seems I am fobbing you off, but I want to be sure you are getting the best advice and I am not an expert on Irish Law.
I do, however, know that as they are part of the EU, they MAY have reciprocal arrangements allowing them to use the English courts to recover monies owed. I'm sure MABS will be able to help you and they offer free advice.