Scottish and English debt laws are different, so if you are a Scottish resident and have questions on debt, then this is the place to post.

Moderators: TalbotWoods, JaneClack

Announcements
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 Hi You Found Our New Home!
by TalbotWoods - Fri Nov 28, 2014 10:27 pm
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by TalbotWoods
Fri Nov 28, 2014 10:27 pm
 Wonga Pay Day Loans.
by TalbotWoods - Wed Oct 29, 2014 8:15 pm
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by TalbotWoods
Wed Oct 29, 2014 8:15 pm
 Do you pay for your Debt Management Plan?
by TalbotWoods - Sat Mar 22, 2014 12:10 pm
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by TalbotWoods
Sat Mar 22, 2014 12:10 pm
 New Users and Spammers
by TalbotWoods - Tue Apr 16, 2013 10:30 am
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by TalbotWoods
Tue Apr 16, 2013 5:24 pm
 Posts within Threads - WARNING TO ALL
by TalbotWoods - Sun May 16, 2010 3:07 pm
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by TalbotWoods
Sun May 16, 2010 3:07 pm
 Suspsious PMs and Posts
by TalbotWoods - Tue Mar 17, 2009 10:42 pm
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by TalbotWoods
Thu Dec 02, 2010 12:52 pm
 Safe Posting on the Forum
by TalbotWoods - Tue Oct 14, 2008 12:19 pm
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by TalbotWoods
Tue Oct 14, 2008 12:19 pm
 Important DQ Forum Notice - To All Members
by Paul - Fri Feb 22, 2008 4:13 pm
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by Paul
Fri Feb 22, 2008 4:13 pm
 Links to Useful Information
by Nicky - Wed Sep 05, 2007 2:35 pm
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by Nicky
Wed Sep 05, 2007 2:35 pm
Topics
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 New Bankruptcy Laws have come into effect from 1 April 2008
by TalbotWoods - Wed Apr 02, 2008 3:36 pm
7 Replies
21974 Views
by squeek2211
Fri Jan 14, 2011 10:15 am
 Links to Useful Information
by Nicky - Wed Sep 05, 2007 2:32 pm
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by Nicky
Wed Sep 05, 2007 2:32 pm
 Links for Scottish people in Debt........
by JLP - Mon Jun 19, 2006 9:34 am
1 Replies
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by Aaron
Sun Jun 25, 2006 6:06 am
 unsigned cc agreement
by sgianthebard - Fri Feb 20, 2015 1:17 pm
3 Replies
4217 Views
by sgianthebard
Sun Feb 22, 2015 11:18 am
 Second bankruptcy timing
by mjl7972 - Fri Nov 07, 2014 12:44 pm
6 Replies
2932 Views
by coolcait
Tue Feb 17, 2015 2:50 am
 Coming back to Scotland with debts after 2 years
by EduEdi15 - Mon Jan 26, 2015 10:38 am
4 Replies
2673 Views
by JaneClack
Tue Jan 27, 2015 12:59 pm
 Bank arrestment
by jimmysoup - Sun Nov 09, 2014 9:20 pm
1 Replies
1973 Views
by TalbotWoods
Sun Nov 09, 2014 11:05 pm
 Wife not on Title Deeds, mortgage cleared. Is my home safe?
by ScottishDebtor46 - Thu Sep 04, 2014 8:06 pm
7 Replies
3514 Views
by wdm2
Thu Oct 23, 2014 12:53 pm
 Scottish LILA Bankruptcy questions
by Obelix - Sat Sep 13, 2014 11:41 pm
2 Replies
3113 Views
by Obelix
Sun Sep 14, 2014 8:42 pm
 Collecting a debt
by ayla33 - Wed Aug 27, 2014 2:29 pm
1 Replies
2305 Views
by TalbotWoods
Thu Aug 28, 2014 6:08 am
 hillside
by WEEj - Sat Jun 07, 2014 9:52 am
1 Replies
4778 Views
by TalbotWoods
Sat Jun 07, 2014 12:26 pm
 Decree granted but not enforced?
by Bigjazzy - Tue Apr 29, 2014 2:15 pm
4 Replies
4799 Views
by Bigjazzy
Fri May 02, 2014 2:30 pm
 Bank accounts and trust deed
by Kiman - Mon Apr 28, 2014 2:05 am
4 Replies
4236 Views
by wdm2
Mon Apr 28, 2014 1:09 pm
 Bankruptcy & Debt Advice (Scotland) Bill- changes coming
by JaneClack - Tue Apr 22, 2014 10:58 pm
0 Replies
4168 Views
by JaneClack
Tue Apr 22, 2014 10:58 pm
 Statute barred and defaults
by Bigjazzy - Thu Mar 13, 2014 2:48 pm
1 Replies
4675 Views
by JaneClack
Thu Mar 13, 2014 7:42 pm
 PPI Reclaim
by mrscam1206 - Fri Feb 14, 2014 2:20 pm
1 Replies
4424 Views
by TalbotWoods
Sat Feb 15, 2014 2:25 pm
 In debt and Bankruptcy?
by millertime_1985 - Sat Jan 18, 2014 2:34 pm
3 Replies
4468 Views
by JaneClack
Mon Jan 20, 2014 12:41 pm
 DAS revoke application by HMRC
by scotmandebt - Mon Nov 05, 2012 6:44 pm
6 Replies
7743 Views
by TalbotWoods
Mon Jan 06, 2014 7:25 pm
 Nolans Solicitors
by Johnyboy - Sun Dec 22, 2013 5:03 pm
1 Replies
4435 Views
by TalbotWoods
Sun Dec 22, 2013 5:42 pm
 Starting repayments
by Samu3l16 - Sun Nov 17, 2013 7:22 pm
7 Replies
6101 Views
by Samu3l16
Wed Nov 20, 2013 6:37 am