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Why choose PayPlan for your DMP

Why choose PayPlan for your DMP

Every year we offer free advice and assistance with debt solutions to over 100,000 clients. We are recommended by the Money Advice Service and work closely with the Citizens Advice Bureau, who often refer clients to us.

Debt management company Set-up fee Monthy charge
FREE FREE
National Debt Relief FREE £25 per month (minimum) to £50 per month (maximum) plus £2 per account lender per month
GW Financial Solutions A fee equal to 50% of your first 4 monthly payments 24.2 % of monthly payment
Money Plus £299 Minimum £44.50 per month or 49% of monthly repayment
Simple Debt Advice/Debt Advisory Centre FREE 18.5% of regular payment (min £38.50 per month and maximum per month).
StepChange FREE FREE

Let’s make life more affordable

You’re just two steps away from taking back control of your finances and freeing up more money for you and your family.

No impact on your credit score.

Excellent, professional, friendly and empathetic service. PayPlan have given us our lives back!
Sandra Daly

Sandra Daly

5 stars
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What is an IVA?

An Individual Voluntary Arrangement (IVA) is an agreement with the people you owe money to. You make affordable payments over a period of time (usually 5-6 years) and at the end, your remaining debts are written off.

What is a Debt Management Plan?

A debt management plan (DMP) allows you to pay back your creditors each month at an amount you can afford. The DMP lasts until you have repaid your debts in full or your circumstances improve.

What is a Self-employed IVA?

A self-employed Individual Voluntary Arrangement (IVA) is an agreement to pay back what you owe whilst still running your business. You make affordable payments over a period of time (usually 5-6 years) and at the end, your remaining debts are written off.

What is a Debt Relief Order?

A debt relief order is a solution available if you are not able to afford any payments to people you owe to. It freezes debts for a year at which time they are written off if your circumstances have not improved.

What is Bankruptcy?

Bankruptcy is a type of insolvency that involves applying to the court in order to clear your debts. There is an upfront fee and you may be required to make payments from your earnings into the bankruptcy for up to 3 years.
Excellent, professional, friendly and empathetic service. PayPlan have given us our lives back!
Sandra Daly

Sandra Daly

5 stars
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