Debt Advice Topics

Bailiffs

If you’ve got bailiffs at your door, do you know your rights? Find out what they can – and can’t do, here.

Learn more

Default Notice

A default notice might seem scary but don’t panic. Get advice on dealing with your creditors now.

Learn more

Repossession & Eviction

If your home is at risk, it’s important to act fast. Follow these steps to find out how to keep it safe.

Learn more

Rent Arrears

Read our step-by-step guide to dealing with your landlord and how to prioritise your rent payments.

Learn more

Mortgage Shortfalls

Your lender can still pursue you for money if your home sells for less than the mortgage on it – find out more here.

Learn more

Payday Loans

Payday Loans can seem enticing, but be careful – they charge a very high rate of interest on what you borrow.

Learn more

Administration Order

Can’t afford to pay a CCJ against you? An Administration Order can be a way to reduce your monthly payments.

Learn more

Joint & Several Liability

If you take out a loan with someone else, you’ll both be liable. But what happens if one of you can’t pay?

Learn more

Statutory Demand

Owe over £5000? You might get a Statutory Demand, but there’s a variety of ways to pay, or even challenge it, if you wish.

Learn more

Credit History & Credit Scoring

If you apply for a loan, your credit score is the first thing your lender will look at.

Learn more

Benefit Advice

When it comes to benefits, if you don’t ask you might not get. Find out what you’re entitled to (and how to get it) here.

Learn more

Council Tax Arrears

Council tax is a priority payment and usually has to be paid, but it can be reduced or written off in some circumstances/cases.

Learn more

Opening a new bank account

There’s a variety of important factors to consider when opening a new bank account; read about them all here.

Learn more

County Court Judgments (CCJ)

A County Court Judgement (CCJ) can be issued to force you to repay your debts – but there’s more than one way to respond.

Learn more

Attachment of Earnings

If you’ve received an AOE order, you’ve got 14 days to appeal. Find out what you need to do next by reading our handy guide.

Learn more

Secured Loan Arrears

Worried about your assets? Discover what your creditors can do if you fall into arrears on a secured loan – and what you can do about it.

Learn more

Statute Barred

When a debt becomes Statute Barred, it means it’s no longer enforceable via court action.

Learn more

Mortgage Arrears

Falling behind on your mortgage payments? Read more about what you can do if you’re in mortgage arrears.

Learn more

Tax debts to HMRC

Everybody has to pay tax. Staying on top of these payments is essential.

Learn more