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Contact Us – New Clients

Get help with your debts today in 3 simple steps


Tick Icon Step 1: Tell us how much you owe (an approx. amount is fine)

Tick Icon Step 2: Choose to get help online or over the phone

Tick Icon Step 3: Enter a few contact details and we’ll be in touch – it’s that simple!

With all that’s going on in the world, we believe getting help with your debts should be as simple and stress-free as possible. We’ve helped over one million people to become debt-free, and their reviews speak for themselves; ‘Utter relief’ and ‘a huge weight has been lifted’ are some of the most common.

That’s why we’re here to make it as easy as possible to access debt advice, at the time you want. We’ll ask for some information about your income and outgoings, to see if we can make things more affordable for you each month. Get started today by using the blue form.

Let’s make life more affordable

You’re just two steps away from taking back control of your finances and freeing up more money for you and your family.

No impact on your credit score.

Excellent, professional, friendly and empathetic service. PayPlan have given us our lives back!
Sandra Daly

Sandra Daly

5 stars
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What is an IVA?

An Individual Voluntary Arrangement (IVA) is an agreement with the people you owe money to. You make affordable payments over a period of time (usually 5-6 years) and at the end, your remaining debts are written off.

What is a Debt Management Plan?

A debt management plan (DMP) allows you to pay back your creditors each month at an amount you can afford. The DMP lasts until you have repaid your debts in full or your circumstances improve.

What is a Self-employed IVA?

A self-employed Individual Voluntary Arrangement (IVA) is an agreement to pay back what you owe whilst still running your business. You make affordable payments over a period of time (usually 5-6 years) and at the end, your remaining debts are written off.

What is a Debt Relief Order?

A debt relief order is a solution available if you are not able to afford any payments to people you owe to. It freezes debts for a year at which time they are written off if your circumstances have not improved.

What is Bankruptcy?

Bankruptcy is a type of insolvency that involves applying to the court in order to clear your debts. There is an upfront fee and you may be required to make payments from your earnings into the bankruptcy for up to 3 years.
Excellent, professional, friendly and empathetic service. PayPlan have given us our lives back!
Sandra Daly

Sandra Daly

5 stars
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