It was recently suggested that a third of people over the age of 65 years head into retirement with debts of around £25,000 according to The Guardian. Currently 1 in 8 men over the age of 65 years are in employment, 40% of those are in full time work. This may be down to the lack of pension funds, increase cost of living or are in debt. In comparison, 6.4% of women over the age of 65 years are still in employment. Regardless of your age or employment status Payplan can offer free debt advice to do all we can to help you find a solution that is best for you. Whether that be a Debt Management Plan, Individual Voluntary Arrangement, Bankruptcy or a Debt Relief Order.