From all of us at Payplan we want to wish you all a very Merry Christmas and a Happy New Year. For those of you that are looking for free debt advice you can fill in our online form and someone will call you back or you can call during our opening hours of 9am to 3pm on the following dates: Friday 23rd December to Saturday 24th December Monday 26th December to Saturday 31st December Monday 2nd January 2012 Normal hours will resume on Tuesday 3rd January. For those of you that are already in a plan with us, you can access your account via PayplanPlus and email your case officer with any queries which will be answered when they are back on Tuesday 3rd January.