Kids Have to Deal with Debt too
Loss of a job? Change in circumstances? Or just the sheer volume of debt that becomes unmanageable? Whatever the reason you got into debt, it’s not just you it has an impact on. While, as a grown up, you’re the…
How to know when your debt is too much
For many of us, our list of outgoings usually feature some sort of debt repayment. It could be the mortgage on our home, a credit card bill or a personal loan. But while we understand debt is an everyday part…
What is a third party debt order?
As soon as you hear the word court, alarm bells may start to ring. But if the court system is involved in your debt struggles, it’s important to understand the facts and keep a level head.If you are late on…
Getting Savvy About Priority Debts
No one plans to get into debt. But sometimes the unexpected happens and managing personal and household finances become more of a challenge. When money is tight we might find ourselves having to make a decision about which bills we…
Looking After The Pennies in 2018
This time of year is for reflecting on the previous 12 months, and also looking ahead to the next 12 months and what we can do to improve ourselves through little changes in our everyday life.
Festive Opening Hours
The Rainy Day Fund
Hi I’m Olly and I write over at savvydad.co.uk about all things family and finance related. We’ve heard the term “Rainy Day Fund” and you probably agree with us that it sounds like something we should all have. So, why…
How to save money on food bills this festive season
With the festive season nearly upon us, and with one of the biggest expenses over the season down to the food we indulge in, so we’ve decided to write up a few ideas on how to cut the food bill…
How To Save A Little Each Day
You might think this article is irrelevant to you, particularly if you’re relying on credit cards to pay for those extra expenses at the end of the month. But by making a few small changes you can improve your financial…
Interest rates hikes set to hit struggling homeowners hard
Households on variable rate mortgages with the lowest levels of disposable income are at risk of sinking further into debt if interest rates increase by 0.25 per cent.PayPlan has warned that even this modest rise could have a ‘devastating’ impact…
A Healthy Holiday On A Healthy Budget
As the nights draw in, the temptation to get away on holiday can be irresistible. While a week of winter sun may be out of the question, there are still plenty of ways to bag yourself a few days away…
Nine in 10 homeowners are worried about rise in interest rates
A rise in interest rates could have a catastrophic impact on homeowners who are already living on a tight budget, according to figures from leading free debt advice provider PayPlan.PayPlan has launched its Out of Interest calculator to help clients work…
In the news this week: Bills, borrowing and debts growing
Halloween Tips That Won’t Scare Your Bank Balance
With Halloween creeping up on us, it is time to start thinking about how to get yourself, and your home, dressed up and in the ghoulish spirit.
Client Case Study – Dave
Dave (49) owed about £55,000 worth of debt to creditors when he reached out to PayPlan for help, over 10 years ago.
Switching Bank Accounts: The Best Perks and Freebies
While the practice of switching providers to reduce your energy bills or mobile phone costs is well documented and commonly used, one easy money hack that is less commonly used is the process of switching bank accounts. There is always…
Keep The Kids Entertained This October Half-Term
It only seems like five minutes ago since the summer holidays, but we’re now fast approaching the half-term break. Although we love spending time with the kids, even a week off can prove pricey when you take into account childcare,…
What Financial Help Is Available If You Have Mental Health Problems?
You’ll have probably seen plenty of newspaper reports about mental health in recent months to encourage more vulnerable clients to reach out for help in the run-up to World Mental Health Day on 10th October. Slowly-but-surely, the stigma is being removed,…
Buy to Save: The Purchases That Keep You Quids In
While we’re not encouraging you to go out and splash the cash, there are times when a little investment really pays off. Those of us on a budget know that a big supermarket shop is less expensive than multiple trips…