Payplan
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If you’ve found the effect of Coronavirus has tipped your finances over the edge, we’re here to help. Call us on 0800 280 2816

  • Have you been made redundant?
  • Have you been Furloughed?
  • Are you self-employed?
  • Are you the Director of a limited company?

Get free debt help

Get personalised
free debt help

If you’ve found the effect of Coronavirus has tipped your finances over the edge, we’re here to help. Call us on 0800 280 2816

  • Have you been made redundant?
  • Have you been Furloughed?
  • Are you self-employed?
  • Are you the Director of a limited company?

Get free debt help

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Alternatively, visit our Coronavirus hub for the latest information on the financial help & support available, or get debt help online

FREE DEBT ADVICE AND FREE DEBT MANAGEMENT PLANS

As one of the UK’s leading free debt advice providers, we offer trusted, expert help & advice to anyone struggling with multiple debts. Since 1992, we've helped over 1 million people take control of their finances.

We offer:

  • FREE Debt Management Plans
  • IVAs - write off up to 80% of your debt
  • Trust Deeds for Scottish clients
  • Bankruptcy advice

Debt Solutions

To find out the options available to you, call one of our friendly advisers on 0800 280 2816 for a confidential, reassuring chat or complete our online form.

Debt Advice

We can help with advice on bailiffs, legal action, benefits and more. You’ll find all the information you need by visiting our online advice section or live chat us now.

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Do you have more than one debt and need a solution?

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Based on the information you've provided, we believe we can offer you a solution that will reduce the amount you're paying to your creditors, and it may be possible to write-off some of your debt.

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HOW WE CAN HELP:

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GET FREE HELP ONLINE

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Are you self-employed? Get help from our Specialist team today

Trustpilot


Debt Advice Provider of the Year

CCS Awards 2019



Personal Debt Solution Provider of the Year

TRI Awards 2019

DEBT ADVICE TOPICS

Get instant advice on our most frequently asked questions with all the contact details & additional help you’ll need.

Bailiffs

If you’ve got bailiffs at your door, do you know your rights? Find out what they can - and can’t do, here.

Learn more

Default Notice

A default notice might seem scary but don’t panic. Get advice on dealing with your creditors now.

Learn more

Repossession & Eviction

If your home is at risk, it’s important to act fast. Follow these steps to find out how to keep it safe.

Learn more

Rent Arrears

Read our step-by-step guide to dealing with your landlord and how to prioritise your rent payments.

Learn more


View more debt advice topics
We’re one of a number of organisations that provide free debt advice. If you’d like more information on other sources of free debt help and advice you can visit the Money Advice Service. It's an independent service, set up by the government to help people make the most of their money.
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How are PayPlan Funded?

We receive donations from the credit industry. Our debt advice and debt management plans are 100% free.

Get free debt help

1,068

The amount of people we give FREE DEBT ADVICE to, on average, each week

£138,503,021

The total amount of debt WRITTEN OFF for PayPlan Partnership Limited clients in 2015.

55,941

The amount of people we gave FREE CONFIDENTIAL DEBT ADVICE to in 2015.

£21,287

The average debt level of our clients last year, BEFORE we helped them.

We’re one of a number of organisations that provide free debt advice. If you’d like more information on other sources of free debt help and advice you can visit the Money Advice Service. It's an independent service, set up by the government to help people make the most of their money.

What our Clients say

We work hard to ensure we give our clients the best help and advice possible. We talk them through every suitable debt solution and offer continued support and assistance for as long as they need us. As a result of our service, our clients have left us some fantastic feedback and reviews.

Helpful and reassuring

After consulting a debt help agency I was put in touch with Payplan and thereafter they arranged for me to enter into an IVA. This has been running now for several months and has worked very well for me. I had been under tremendous strain because of my debt situation and I am now able to manage my finances without the constant stress and worry which I suffered previously. Payplan explained all of the options open to me; the staff were always helpful and reassuring and guided me through the entire process. I would recommend Payplan to anyone who finds themselves in a similar situation to myself.

Sandra - April 15
5

From one budget, to another

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On this page:

  • FREE DEBT ADVICE AND FREE DEBT MANAGEMENT PLANS
  • We offer:
  • Debt Solutions
  • Debt Advice
  • Debt Advice Provider of the Year
    • CCS Awards 2019
  • Personal Debt Solution Provider of the Year
    • TRI Awards 2019
    • Bailiffs
    • Default Notice
    • Repossession & Eviction
    • Rent Arrears
    • How are PayPlan Funded?
  • Helpful and reassuring
    • From one budget, to another
    • Join us
Debt Solutions
  • Debt Management Plan (DMP)
  • IVA (Individual Voluntary Arrangement)
  • Self-Employed IVA
  • Bankruptcy
  • Debt Settlements
  • Debt Consolidation Loans
  • Administration Orders
  • DIY Debt Plan
PayPlan Scotland
  • Trust Deeds
  • DAS (Debt Arrangement Scheme)
  • Sequestration
Debt Information
  • Financial Wellbeing Hub
  • Credit score and debts
  • Dealing with Bailiffs
  • Debt glossary
  • House Repossession Advice
  • Payday loan debt help
  • Default notices
More Reading
  • Accessibility
  • Legal/Complaints/ Privacy Policies
  • Debt Questions
  • Media Centre
Trustpilot
AQS

PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263. Totemic, the Totemic logo, PayPlan and the PayPlan Logo are all trademarks of Totemic Limited.

Totemic Limited refers customers to PayPlan Partnership and PayPlan Bespoke Solutions for Individual Voluntary Arrangements:

PayPlan Partnership Limited is a limited company registered in England, Register No: 7199691 Registered offices: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Licensed Insolvency Practitioners: NT Payne ACA FCCA MIPA MABRP Licensed by Insolvency Practitioners Association (UK). A P Smith MAAT MIPA MABRP Licensed by Insolvency Practitioners Association (UK). PayPlan and the PayPlan logo are trademarks of Totemic Limited.

PayPlan Bespoke Solutions Limited is a limited company registered in England, Register No: 7079646 Registered offices: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Licensed Insolvency Practitioner: NT Payne ACA FCCA MIPA MABRP Licensed by Insolvency Practitioners Association (UK).

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