http://www.payplan.com/weblog Debt News, Debt Advice and Debt Help from Payplan, the Free Debt Management Company Thu, 17 Jul 2008 15:05:59 +0000 http://backend.userland.com/rss092 en Please help us raise debt awareness Can you answer YES to any of the following? 1. Are you behind with your mortgage payments? 2. Are you struggling to pay your mortgage because of your debts? 3. Are you facing eviction for non-payment of your mortgage or rent? Payplan case-studies If so, then Payplan would like ... http://www.payplan.com/weblog/2008/07/17/are-you-struggling-to-pay-your-mortgage/ I want to go bankrupt but I can't afford the fees and so I'll end up paying my debts for the rest of my life. How can I get help with bankruptcy fees? It may seem a strange irony that going bankrupt costs money, and many people are put off considering ... http://www.payplan.com/weblog/2008/07/14/how-to-get-help-with-bankruptcy-fees/ A recent BBC report states that one in seven people have cashed in savings to pay for their utility or council tax bills due to the effect that recent rises in the cost of food and petrol are having on their income. Some families have even begun to reduce the ... http://www.payplan.com/weblog/2008/07/11/help-with-increased-living-costs/ Cut your fuel bill in half by lift-sharing If you drive a car to work, then you'll probably have read Payplan's recent article about saving money on fuel costs. It now appears that the increased rise in the cost of fuel is something that's here to stay - a major issue ... http://www.payplan.com/weblog/2008/07/01/find-lift-sharing-near-you-from-liftshare-network/ Help the Aged Report "Debt and Older People" A report commissioned by Help the Aged has indicated that some older people in debt are struggling to meet their financial commitments in the same way as their younger, debt stricken counterparts during these tumultuous financial times. Four times higher than 10 years ago And ... http://www.payplan.com/weblog/2008/06/13/older-people-in-debt-in-2008/ Fuel Prices Rise Again With oil prices soaring above $130 a barrel and the price of petrol rising at an increasingly astronomical rate, it may seem like there is little respite for motorists with the government's proposed fuel duty increase of 2p per litre still on the cards - many motorists ... http://www.payplan.com/weblog/2008/05/27/ways-to-save-money-on-fuel-costs/ Debt Crisis Hits Middle Classes Free debt solutions service, Payplan, has responded to this weekend’s national press coverage focusing on the increase in enquiries for debt advice from the middle classes. Debt advisers at the service have been speaking to many families and individuals with high incomes, but whose debt has reached ... http://www.payplan.com/weblog/2008/05/19/debts-hit-middle-classes/ Advertisements for Payday Loans On Facebook Under Investigation Following complaints from debt charity Credit Action, Facebook are investigating the legality of payday loans advertising placed on its website. Several payday loan and logbook loan companies are being investigated by Facebook, according to Credit Today. Payplan recently had concerns about payday loans ... http://www.payplan.com/weblog/2008/05/15/facebook-payday-loan-ads-investigation/ Mortgage Possession Figures - 17% Rise In First Quarter 2008 27,530 mortgage possession orders made - 17% higher than the first quarter in 2007 Today’s jump in the number of mortgage possession orders issued since the beginning of the year has come as little surprise to debt solutions service, Payplan, which has ... http://www.payplan.com/weblog/2008/05/09/mortgage-is-top-concern-for-callers-to-debt-helpline/ Insolvency Figures Mask True Extent Of Debt Struggle Payplan, the free debt solutions service, has responded to today’s figures on the number of people that became insolvent during the first quarter of 2008 with advice for people in debt. The figures released by The Insolvency Service this morning, show that 15,651 ... http://www.payplan.com/weblog/2008/05/02/debt-figures-could-be-eye-of-the-storm/ Calls For Government To Help With Cost Of Living With the Government facing potential embarrassment over today's local election results in England and Wales, awkward questions will now be asked about how the damaging effect of the rise in the cost of living to peoples' budgets can be lessened. Rise In Cost ... http://www.payplan.com/weblog/2008/05/02/do-local-election-results-reflect-rise-in-cost-of-living/ Debt Question Of The Week I have been trying to open a new cash card account at the bank but they keep telling me I can't have a basic bank account and that I must apply for a current one. Do I have to ? 1) If you are trying to resolve ... http://www.payplan.com/weblog/2008/05/01/problems-opening-a-new-basic-bank-account/ OFT Can Rule On Fairness Of Bank Charges The recent test case decision allowing the Office of Fair Trading (OFT) to rule on the fairness of banks' unauthorised overdraft charges could mean that many people struggling with debt are refunded money. Customers have been reclaiming charges since the beginning of 2006, and ... http://www.payplan.com/weblog/2008/04/28/bank-charge-money-refunds-opportunity-to-pay-priority-debts/ The IVA Council (IVAC), who in October last year was forced to remove logos similar to the official Insolvency Service logos from its website, still appear to be actively sending letters to people in IVA arrangements, as recent comments on Payplan's previous article ‘IVA Council’ makes false claims suggest. Insolvency ... http://www.payplan.com/weblog/2008/04/21/iva-council-continues-to-contact-people-in-ivas/ Worried Homeowners Call Debt Helpline Turbulence in the mortgage market has prompted an increase in calls to Payplan’s debt advice helpline. Debt counsellors are speaking to people whose mortgage payments have gone up and can no longer cope with this bill, in addition to their other monthly commitments. A survey of new ... http://www.payplan.com/weblog/2008/04/14/mortgage-concerns-fuel-calls-to-debt-helpline/