PAYPLAN URGES IMMEDIATE HELP FOR UK’S DEBT BURDEN

Filed Under  Press Releases, UK Debt News  |  Leave a Comment

Latest Budget will give debtors little let up in battle to sort finances

payplan-blog-logo.jpg

Following Alistair Darling’s Budget speech, free debt advice and solutions provider, Payplan, has called on the government to do more to help the hundreds of thousands of Britons struggling with debt problems every day.

John Fairhurst, managing director, said:

“People who have been coping with a debt burden will have little respite as a result of Alistair Darling’s Budget. The cost of living continues to soar, placing those in debt in an increasingly difficult position, with less money to pay back what they owe.”

Mr Fairhurst went on:

“There are some promising Government initiatives in the pipeline, such as those contained within the Courts, Tribunals and Enforcement Act, but what is urgently needed is immediate action to tackle the issue.”

Information for Editors

Payplan provides free, ethical and immediate debt help to over 100,000 people every year, working closely with organisations in the field of money advice and consumer and employee welfare.

Press office contact - For more information please contact the Payplan press office on 01476 541980, 07812 736861, or email Jayne Newton.

Contact Payplan

Call Payplan free on 0800 917 7823 six days a week to speak with an experienced debt adviser. Lines are open 8am to 9pm Monday to Friday and 9am to 3pm on Saturdays. Or visit the Payplan website to submit your debt problem online.

March Budget Tips That Won’t Tax You

Filed Under  UK Debt News  |  Leave a Comment

5 Ways to Put Extra Money In The Budget

money-budget-ideas.jpg

Whilst Chancellor Alistair Darling worries about his March Budget during a period of worldwide financial uncertainty, there is no better time to take stock of your debts and finances, prioritise all of your bills, make savings wherever possible and look at new ways to maximise you income.

5 Money Making Ideas

1) Despite the ever changing weather, Spring will soon be upon us. Clear out all those unwanted items and turn them into extra cash. Try:

2) Register your car to be ‘advert wrapped’ and get paid to advertise products:

3) Get paid when TV and movie companies use your home for location filming. Register your home here:

4) In your spare time, complete online surveys for money:

5) Alternatively, get paid cash for wining and dining:

If you’re continually struggling to make ends meet, and you have unpaid debts, then call Payplan for free debt advice on 0800 917 7823 or submit your details for online debt help within 24 hours.

Can Creditors Threaten To Take Possessions From My Home?

Filed Under  Debt Question of the Week?  |  Leave a Comment

Debt Question of the Week

One of my creditors keeps saying they will come to the house and take my possessions. Can they do this?

question.gif1) If you have a County Court Judgment (CCJ) that you are not making payments to, one of the penalties that can be imposed it to have a Bailiff come to your house with a view to try and obtain either a regular payment from you or to gain peaceable access to levy on the goods you have.

2) However, it is becoming common practice for a creditor, that doesn’t have a County Court Judgment (CCJ) against you, to send a ‘local representative’ to your house to try and persuade you to make a payment to him/her directly. This person is NOT a Bailiff and has no legal rights.

3) The easiest way to understand the role of a local rep is to see them as a walking version of a letter, asking you to make a payment. It’s possible that the creditor feels that if you have someone stood on the doorstep - perhaps in view of your neighbours - and making a request for a payment, that you are more inclined to pay him to get him to go away.

4) Our advice would be that if you are notified of a pending visit by a local representative, you write back to the creditor, advise them that you are not prepared to have someone come to the house demanding money, when you are already paying a gesture of goodwill to the creditor directly and tell them that whilst you are endeavouring to reduce your debt level, they are making this more difficult by charging you for this visit.

5) If your debts are out of control and you are struggling to pay debts to your creditors, then contact Payplan for free debt advice