Payplan Surveys Online - Help Us to Help You

Written by Payplan Surveys on Friday 20 March 2009

Your Experiences With Debt Count

In order for Payplan to learn more about people’s opinions and experiences with debt, how debt and financial problems have affected them and what they are doing to prevent things from getting worse, we will soon be posting Payplan Online Surveys here on the blog.

Why not sign up to our RSS Feed to ensure you get the opportunity to take part, and help us to help you.

Survey Topics

We will be asking for your opinions on a range of topics, some of which will include:

  • Debt
  • Budgeting
  • Utility Arrears
  • Debt & Relationships

In the meantime, the following areas may be useful to you:

Debt Solutions
Money Saving Help
Budgeting Advice

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Comments

4 Responses to “ Payplan Surveys Online - Help Us to Help You ”

  1. Tim on April 3rd, 2009 9:03 pm

    thanks to payplan i have a new beginning

  2. Malcolm Harnden on June 30th, 2009 5:12 am

    Will Payplan be sending credit reports to uprate our credit profiles so that even in debt we can rise out of the mire that some of us find ourselves in. I have a prepaid [removed by editor] card that every 3 months sends a positive to uprate my credit references, this needs to be done as well by Payplan.

  3. Paul on June 30th, 2009 1:16 pm

    Hi Malcolm

    Payplan is a third party that helps people repay money in a manageable way to their creditors. Our clients do not owe money to Payplan. Therefore, it would be technically impossible to add anything to a Payplan client’s credit file - only their creditors (the people to whom they owe money) can do this.

    Secondly, if a client has received a Default Notice or Court Action (eg CCJ/ Charging Order) - as most of Payplan’s clients will do/have - then all of these things will remain on their credit files for at least 6 years from the point of entry.

    Even if their debt is paid back in full before the 6 years expires, their file will still show a history of Default and debt problems until after the 6 years - sometimes longer in the case of bankruptcy.

    There is perhaps less benefit therefore to the kind of ‘credit repair’ card that you state you’re using for people with serious debt problems?

    Kind Regards

    Paul

  4. Sandra McGurk on January 16th, 2010 2:44 pm

    With the advice of Payplan I have been managing my debts myself, it is reassuring to know that help and advice is at the end of the phone. I have one particularly nasty creditor, ironically my smallest debt, who have made all sorts of awful threats to me just a phonecall to Payplan and their lovely staff give straightforward information and reassurance that I am doing everything right. A big thank you for easing the weight on my shoulders!

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