Self-Help Pack

Open and print a copy:

It includes:

Templates of letters you can copy and send to your creditors;
Advice on dealing with credit card companies and banks;
A Step by Step guide on sending Token Payments to your creditors;
A detailed monthly budget plan that will help to calculate how much surplus income you have left once all your living expenses have been paid. This is the amount left available for the creditors;
Information on how to obtain a copy of your credit file from the main credit reference agencies.